Resources for Individuals and Businesses



Countdown to Launch:Cook County Communtiy  Recovery Fund, click link below for more information.

Cook County Community Recovery Initiative



Governor JB Pritzker's plan to open IL,  RESTORE ILLINIOS A Public Approach To Safely Reopen Our State

click the link below to  see the plan:

Restore Illinois May 5, 2020 plan


Unemployment Resources

The Illinois Department of Employment Security (IDES) has closed its offices until further notice. Residents can still access IDES services using the following methods:

  • To file an unemployment insurance claim, visit
  • If you have questions about unemployment insurance, call the customer service center at (800) 244-5631 or (866) 488-4016 TTY.
  • To certify for unemployment insurance benefits, visit or call Tele-Serve at (312) 338-4337 from 5 a.m. to 7:30 p.m. Mondays through Fridays.


 Assistance for Homeowners

Under Fannie Mae's guidelines for single-family mortgages:

  • Homeowners who are adversely impacted by this national emergency may request mortgage assistance by contacting their mortgage servicer
  • Foreclosure sales and evictions of borrowers are suspended for 60 days
  • Homeowners impacted by this national emergency are eligible for a forbearance plan to reduce or suspend their mortgage payments for up to 12 months
  • Credit bureau reporting of past due payments of borrowers in a forbearance plan as a result of hardships attributable to this national emergency is suspended
  • Homeowners in a forbearance plan will not incur late fees
  • After forbearance, a servicer must work with the borrower on a permanent plan to help maintain or reduce monthly payment amounts as necessary, including a loan modification

Fannie Mae also offers help navigating the broader financial effects of this national emergency to homeowners with a Fannie Mae-owned mortgage through its Disaster Response Network*, including:

  • A needs assessment and personalized recovery plan
  • Help requesting financial relief from insurance, servicers, and other sources
  • Web resources and ongoing guidance from experienced disaster relief advisors 

Homeowners can find out if they have a Fannie Mae-owned mortgage and access to the Disaster Response Network by visiting


Freddie Mac

Reminders for Servicers


We would like to remind Servicers of the following:


  • Borrowers impacted by COVID19 meet the forbearance hardship requirements under the eligible hardship listed in Single-Family Seller/Servicer Guide Section 9202.2Opens in a new window.


  • While we understand that the impact to borrowers may be temporary, it is still a hardship, and Servicers must work with impacted borrowers who are unable to make their mortgage payments to ensure they are evaluated for a forbearance plan or other appropriate assistance.


  • We ask that Servicers be responsive to potential requests for assistance from borrowers who may be impacted by COVID19.


We are also reminding all Seller/Servicers that they must have a business continuity plan (BCP) in place to support its ongoing ability to conduct business operations, among other things, in the event of an interruption to business operations and processes. The specific requirements regarding a Seller/Servicers BCP can be found in Guide Section 1302.3.Opens in a new window


Please reach out to your Freddie Mac representative if you have additional questions.    



Assistance with Utilities

Several utility companies are offering assistance during the COVID-19 pandemic. See the below links for more information.




Small Business Emergency Loan

The Illinois Department of Commerce and Economic Opportunity (DCEO) and the Illinois Department of Financial and Professional Regulation (IDFPR) have established the Illinois Small Business Emergency Loan Fund to offer small businesses low interest loans of as much as $50,000. Loans can be used to support working capital.

Businesses located outside Chicago with fewer than 50 workers and less than $3 million in revenue in 2019 will be eligible to apply. Successful applicants will owe nothing for six months, and will then begin making fixed payments at a below-market interest rate for the remainder of a five-year loan term.

Businesses can complete an interest form to apply, and eligible businesses will be invited to submit a full application beginning April 1. DCEO will make a loan decision within 10 days and make funds available within two days of receiving bank information from a business.


Cook County Community Recovery Initiative

Please visit to learn more about Cook County's comprehensive initiative to provide economic relief to small businesses, non-profits, community service organizations and independent contractors.


Small Business Administration (SBA) Economic Injury Disaster Loans

The State of Illinois has received its statewide Economic Injury Declaration, which means small businesses in all 102 Illinois counties may be eligible for low-interest, economic injury disaster loans for as much as $2 million per business. The deadline to apply is Dec. 21, 2020.



Short-Term Sales Tax Relief

In an effort to assist eating and drinking establishments impacted by the COVID-19 outbreak, the Illinois Department of Revenue (IDOR) is waiving any penalty and interest that would have been imposed on late sales tax payments from qualified taxpayers. For more information, visit the IDOR’s informational bulletin at 


Car insurance relief

Auto insurers are issuing $10.5 billion in coronavirus refunds. See if your company is on this list




U.S. Chamber of Commerce

The U.S. Chamber of Commerce believes another bill is already under development that will be specifically targeted to address liquidity issues for small- and medium-sized businesses. Issues under discussion include:

  • Cutting payroll taxes
  • Streamlining the process for accessing federal loans
  • Additional measures from the Fed and Treasury to make more loans and loan guarantees available

In addition, the U.S. Chamber has put together resources for small businesses as they navigate through these unprecedented times.



Tax Deadline Extended

The date to file 2019 federal taxes has been moved from April 15 to July 15. All taxpayers and businesses will have three extra months to file and make payments without interest or penalties. The State of Illinois also has extended its tax deadline to July 15 for state returns.


Rental and Mortgage Relief

Governor Pritzker Announces Programs for Rental and Mortgage Relief

IHDA has developed programs for Emergency Rental Assistance and Emergency Mortgage Assistance for households who have lost income due to COVID-19. 

  • Applications for Emergency Rental Assistance will be available and accepted on August 10 through August 21, 2020.
  • Applications for Emergency Mortgage Assistance will be available and accepted on August 24 through September 4,2020.

If you need immediate assistance, please speak with your landlord or mortgage servicer about your specific situation.




Nellie Prather Foundation

The Nellie Prather Foundation proudly announces the launch of the “Nellies Cupboard Mobile Pantry” servicing seniors, vets, disabled individuals, and those whom are without transportation to travel to the pantry site.  If you are unable to come out to receive goods and are in need, we will bring them to you!  Patrons will receive a box that will include a variety of goods as the donations vary from week to week. Some restrictions apply. For more information email us at or Mobile Pantry Cell 708 833 9925 feel free to leave a message.